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The Best Financial Services We Offer

Financial Planning

Financial Planning is the foundation of a secure financial future. It is a systematic approach to managing your money so you can achieve important life goals such as buying a home, securing your child’s education, or planning for retirement. At its core, financial planning aligns your Financial Resources, the right Financial Tools, and your Financial Goals to create a clear roadmap for long-term success.Life is full of uncertainties—job changes, medical emergencies, rising costs, and unexpected events. A well-designed financial plan helps you stay prepared by ensuring disciplined savings, proper insurance coverage, smart investments, and tax-efficient strategies. It gives you a complete understanding of where you stand today, what you will need in the future, and the steps required to reach your goals comfortably. Our financial planning process includes evaluating your current financial situation, setting clear and measurable goals, exploring suitable investment alternatives, assessing risks, creating a personalized action plan, and reviewing it regularly as your life evolves.Many people struggle financially because they delay planning, expect unrealistic returns, or invest without clear goals. A comprehensive financial plan eliminates confusion, reduces stress, and provides confidence, security, and long-term wealth creation. Start planning today—your future self will thank you.

Child Education Planning

Every parent dreams of giving their child the best opportunities in life—and quality education sits at the top of that list. But with the rising cost of education, planning early has become essential. Today, a professional degree costs several lakhs, and with education inflation rising at around 6% per year, these expenses may triple in the next 10–15 years. This makes Child Education Planning one of the most important components of a family’s financial strategy. As the cost of Engineering, Medical, MBA, and Foreign Education increases year after year, parents must choose the right asset classes to secure their child’s future. Early planning ensures that when your child needs funds for higher education, foreign studies, or professional training you are financially prepared without compromising on your long-term goals. Children bring joy, purpose, and dreams into our lives—but raising them also involves significant financial responsibilities. With most parents having fixed sources of income, planning ahead becomes crucial. Education costs include more than fees—they include books, accommodation, travel, training, and other hidden expenses. Additionally, major milestones like marriage can also demand large funds. Child Education Planning helps parents accumulate the required amount in a systematic, secure, and well-planned manner.Child Education Plans are specifically designed to offer market-linked growth along with life insurance protection, ensuring that your child’s future remains financially secure—even in your absence.Child Education Plans are specifically designed to offer market-linked growth along with life insurance protection, ensuring that your child’s future remains financially secure—even in your absence

Company Fixed Deposit

Company Fixed Deposit is a fixed deposit scheme offered by a company. It works similar to a bank deposit where you earn interest income. Company FDs offer much higher returns than bank FDs, since they entail higher risks. The higher the risk, the higher is the interest rate offered.Furthermore, company fixed deposits are ‘unsecured’. This means, you have no lien on the assets of company, in case it goes into financial difficulties and is wound up. Hence, it is of utmost importance to obtain professional financial advice with regards to Company Fixed Deposit.

Returns offered by Company Fixed Deposits: Returns offered by Company fixed deposits are higher compared to the Bank FD. However higher the returns higher the risk. Hence, be careful before choosing a company with say a 15 per cent coupon rate as against one with a 11 per cent coupon. While the higher return may be tempting, the safety may be lower. Before investing you can also check for the rating given to the Company FD and also the past track record of making timely interest payments.

Health Insurance

Health Insurance cannot prevent illness, injury, or medical emergencies—but it can protect your financial stability when the unexpected happens. A major illness, disability, or long hospital stay can strain both emotional wellbeing and financial security. Planning ahead with the right health insurance ensures you and your family remain protected during difficult times. Without proper health insurance, individuals may struggle to afford expensive treatments, medical checkups, or hospitalization. Rising healthcare costs in India make it essential to have a reliable health cover that pays medical bills, secures quality care, and allows you to focus on what truly matters—your recovery.India’s lifestyle shift has increased the risk of chronic illnesses. Stress, long working hours, unhealthy diets, and lack of exercise have made diseases like hypertension, heart disease, and diabetes more common—even among younger individuals.

Keyman Insurance

Every successful company has key individuals whose skills, vision, and leadership drive its growth. But what happens if a crucial director, manager, or specialist passes away unexpectedly? The sudden loss of such a key person can severely impact revenue, operations, and the overall future of the business. Keyman Insurance helps safeguard the company from this financial shock.Keyman Insurance is a life insurance policy purchased by a business on an essential employee, director, or partner. The company pays the premiums and becomes the policy beneficiary. In the event of the key person’s untimely demise, the insurance payout provides the company with necessary funds to absorb the financial impact, recruit replacements, stabilize operations, and maintain business continuity.In today’s competitive business environment, companies heavily rely on strategic decisions, specialized skills, and leadership capabilities of key individuals. Keyman Insurance ensures that the organization remains financially secure even if such a person is lost unexpectedly. It provides funds for recruitment, training, business restructuring, and meeting operational expenses during transition.

Life Insurance

Life Insurance is one of the most important financial decisions you can make to protect your family’s future. Life is unpredictable, and the loss of income due to an untimely death, illness, or disability can place a serious emotional and financial burden on your loved ones. Life insurance ensures that your spouse, children, and dependents can maintain their lifestyle, pay for essential needs, and continue pursuing their dreams even in your absence. It provides financial security by covering expenses such as home loans, education, medical needs, and long-term family goals. Unlike other investments, life insurance offers both asset protection and wealth creation, making it a unique and essential part of financial planning. As your life evolves—from being single to getting married, raising children, or planning for retirement—your financial responsibilities increase, and life insurance helps you stay prepared at every stage. It aligns with your life goals by offering products suited for wealth creation, child education, retirement income, and health protection.

Mutual funds

Mutual Funds are one of the most popular and effective investment options for individuals who want to grow their wealth in a disciplined and diversified manner. A mutual fund pools money from many investors and invests it across a wide range of assets such as equities, bonds, government securities, and money market instruments. This diversification helps reduce risk, as the performance of the overall portfolio does not depend on a single investment. Managed by professional fund managers, mutual funds are ideal for people who want expert guidance without needing to track the markets every day.Mutual funds offer flexibility for every type of investor—whether you prefer long-term wealth creation, regular income, or low-risk stable growth. With options like SIPs (Systematic Investment Plans), you can start investing small amounts regularly, making it easier to build wealth over time. Mutual funds also provide liquidity, transparency, and tax-saving benefits, depending on the scheme you choose

NRI Customers

Money World offers a complete range of investment and insurance services specially designed for Non-Resident Indians who want secure, transparent, and well-managed financial solutions in India. Our experienced team ensures that every NRI client receives end-to-end support—from investment planning to documentation and transaction execution—so managing your India-based finances becomes seamless, reliable, and stress-free, no matter where in the world you reside. Our core strength lies in mutual fund advisory, where we follow a client-centric, need-based approach after evaluating your risk profile and financial objectives. With our advanced online investment and valuation platform, you can view your entire India-based portfolio from anywhere in the world with a single click. This system helps investors track multiple investments effortlessly through a secure 128-bit encrypted interface that ensures complete privacy and data protection while making online transactions, including investing, redeeming, or switching mutual fund schemes.

Portfolio Management Services

Portfolio Management Services (PMS) offer investors a sophisticated and professionally managed investment solution designed for those who want to grow and protect their wealth without the stress of managing markets on their own. With constant economic changes, market volatility, corporate updates, and global events influencing investments, managing a portfolio today can easily become a full-time responsibility. PMS helps investors stay ahead of the risk–return curve by giving their money the expert attention it needs. It allows individuals to partner with experienced investment managers who understand market cycles, analyze opportunities, monitor performance, and make strategic decisions to help build long-term wealth. PMS provides customized portfolios across equity, debt, structured products, and other financial instruments, tailored to meet personal financial goals while offering the flexibility and freedom to align with an investor’s unique preferences and risk appetite.

Retirement Planning

Retirement planning is one of the most important steps in securing a stress-free and financially independent future. With life expectancy steadily rising, most people today spend almost as many years in retirement as they do in their working life. Traditional savings methods are no longer enough to meet long-term expenses, especially with rising inflation, limited pension coverage, and the growing shift from joint families to nuclear families. For example, someone needing ₹30,000 per month today will require nearly ₹1.28 lakh per month after 25 years at a 6% inflation rate—meaning they would need over ₹1.55 crore just to cover basic household expenses post-retirement. Planning early ensures you can enjoy the lifestyle you desire without depending on others.A retirement plan guarantees a stable income even when you are no longer working, helping you maintain your lifestyle and handle rising costs with confidence

Systematic Investment Plan (SIP)

A Systematic Investment Plan (SIP) is one of the smartest and most disciplined ways to achieve long-term financial goals such as buying a home, funding your child’s education, planning a wedding, or building a retirement corpus. Many people wait to accumulate a large sum before investing, but recurring expenses often disrupt these plans. SIP eliminates this hurdle by allowing you to invest small, fixed amounts at regular intervals into mutual funds. This structured approach not only builds financial discipline but also ensures that you consistently set aside money toward your goals without the pressure of timing the market. With complete flexibility to choose the investment amount, duration, and frequency, SIPs make wealth-building accessible and affordable for everyone.SIPs also offer the benefit of compounding, where early and consistent investments can grow into a substantial corpus over time.

Tax Planning

Tax planning is an essential responsibility for every individual, and when done correctly, it can significantly reduce tax liability while strengthening long-term financial health. Effective tax planning begins with understanding your total taxable income across all categories—salary, property, business, capital gains and other sources—followed by calculating your annual tax payable. Once your tax liability is known, the real advantage lies in minimizing it through smart, compliant tax-saving investments. Every citizen has the right to use the tax benefits offered by the Government, and at Money World Financial Services, we help clients make the most of these opportunities. Our goal is to ensure that your investments provide the highest post-tax returns while maintaining safety, liquidity and long-term value.Life insurance, pension plans and health insurance form the foundation of most efficient tax-saving strategies

Take Time To Learn Financial Planning

Empower yourself with smart financial knowledge. At Money World Financial Services, we guide you through every step of wealth creation, protection, and long-term planning.

“Financial freedom is not a dream. It’s a result of disciplined planning and wise decisions.”

~ Money World Financial Services

Find Financial Solutions Tailored To Your Goals

At Money World Financial Services, we help you make informed financial decisions with expert guidance, transparent advisory, and personalised strategies designed to secure your future.

Identify Your Financial Goals
We understand your short-term and long-term financial needs to recommend the best investment, insurance, and wealth-building options.
Detailed Comparison
Get clear, side-by-side comparisons of different financial products—mutual funds, insurance plans, SIPs, loans, and retirement schemes—based on performance, risk, and suitability.
Invest With Confidence
Our team helps you choose the right financial instruments and assists you throughout the investment or application process.
Review & Adjust Anytime
Life changes—your financial plan should too. We offer continuous support and regular portfolio reviews to ensure you stay on track.